PRACTICE AREAS
DEBT COLLECTOR HARASSMENT
ARE YOUR RIGHTS BEING VIOLATED?
At Everest Law PC, we understand that dealing with debt collectors and their attorneys can lead to harassment via home phone, cell phone, or mail. If you’re experiencing illegal harassment from debt collectors, we’ll stand by you to not only halt the harassment but also to seek justice by taking legal action against them.
Your first step: Start documenting your debt collector phone calls using our Debt Collector Call Log immediately. Detailed notes on this log will be crucial if you decide to hire a consumer attorney.
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors must adhere to strict rules when contacting you about your debt. For instance:
Are debt collectors calling you before 8 AM or after 9 PM? Are debt collectors calling you at work despite being informed by your employer that it’s prohibited?
- Are debt collectors calling excessively to bother, upset, annoy, harass, or abuse you?
- Have debt collectors used profanity or obscene language during calls?
- Have you received threats of physical harm to you, your family, or your property?
- Have debt collectors threatened to tarnish your reputation with false information?
- Do debt collectors always identify themselves as such at the beginning of each call?
- Is every piece of mail from debt collectors clearly labeled as such?
- Have you informed debt collectors that you’re represented by an attorney, yet they persist in calling you?